Requirements to use the credit card in the banking sector Alaracedrash in some banks operating in the city of Hilla

Abstract

Saw the monetary system and banking in the twentieth century developments and changes rapidly and decisively, led to the emergence of building new international monetary system, where she monetary instruments are managed according to the mechanisms and new rules to support the development in the field of microelectronics, who took advantage in services and trade-offs, especially in the presentation of services device banking, where used in a number of services on top of electronic payment cards as a means to pay are important in banking. So This research aims to study the requirements for using the credit card in the Iraqi banking sector and to identify the reality of the situation in this vital sector by focusing on a problem that twice the quantity and quality of service provided in these banks, has been developing a questionnaire for data collection was founded on the premise that "no have requirements to use the credit card in the Iraqi banking sector, "the results showed that some requirements are available but the rates for Atriqy to the level of ambition.